Property finance services for home Buyers.

As an independent mortgage broker for home buyers, Minted Loans delivers expert solutions across home loans, investment property loans, business loans, SMSF loans and asset finance.

We offer fast-tracked pre-approvals, smart refinancing strategies, and tailored debt structuring, helping you answer key questions like “How much can I borrow for a home loan in Sydney?” or “How can I use my equity to invest?”

Our financial services

Clear lending advice for confident property moves.

Home Loans

We offer expert home loan solutions for homebuyers, including guidance on your first investment property, refinancing options and tailored debt structuring services. Our tailored advice answers questions like What loan structure suits me best? Or How do I use my equity to invest?

Business Loans

Get access to tailored lending solutions for business growth. Whether you need capital to expand or equipment to scale, we deliver flexible business loans designed to support your commercial goals and long-term success with clear, expert advice at every stage.

Asset Finance

Secure the assets your business needs with smart asset finance options. We specialise in tailored lending solutions for business and asset finance, offering fast approvals and flexible structures to help you invest in equipment, vehicles, or tech without compromising cash flow.

SMSF Loans

Our SMSF loan specialists guide you through compliant, strategic borrowing for property investment within your super. We help you access SMSF loans that align with your fund’s goals, providing clarity and support from start to finish.

Refinancing

We make it easy to refinance home loans, whether you want better rates, lower repayments or to release equity. We’ll help you answer How much equity do I have? and Is there a better way to structure my debt? with expert, strategic guidance.

Obligation Free Consultations

Book a consultation to understand how much you can borrow, explore pre-approval options, and get expert answers to questions like “Can I access equity to invest or upgrade?” It’s a no-obligation way to start with clarity and tailored insight.

Expert Financial Advice

Ensure you’re heading in the right direction.

Schedule a Consultation

Success Story

Michelle L.

"I am grateful for the seamless and successful outcome Minted Loans has helped me achieve."

I had the pleasure of working with Patrick from Minted Loans, and I cannot praise him enough for his outstanding service. Patrick was incredible from start to finish, making the process of obtaining finance for two properties simple and stress-free.

His clear communication, attention to detail, and follow-up were exceptional, ensuring that I was informed and supported every step of the way. Patrick was transparent in his dealings with the bank, making sure that I understood the process and felt confident in the decisions being made.

I would highly recommend Patrick to anyone in need of a mortgage broker who values professionalism, expertise, and a stress-free finance experience. His dedication to his clients and commitment to excellence truly set him apart, and I am grateful for the seamless and successful outcome he helped me achieve.

Common questions

Lean on our home-loan expertise.

Looking for answers about home loans, refinancing, or how much you can borrow for a home loan in Sydney? Our FAQs are a great place to start, but your financial journey deserves personalised advice. Schedule a consultation with an experienced broker today.

  • Your borrowing capacity depends on factors like income, expenses, existing debts, and deposit size. Our team offers personalised assessments to help you understand exactly how much you can borrow for a home loan.

  • The loan application process involves assessing your financial situation, choosing the right loan, submitting documents, and receiving approval. We guide you through each step, ensuring a smooth and informed experience.

  • Yes, we provide pre-approval services for all types of borrowers from first-home buyers to professional investors. This gives you a clear budget and strengthens your position when making offers.

  • We guide you through the valuation process, helping you answer key questions like “What is my property worth?” an essential step for refinancing or accessing your equity.

  • We compare lenders to help you refinance your home loan, whether you're looking for lower repayments, better rates, or to access your equity.

  • Yes, you can access equity from your existing property to invest in another asset or upgrade your home. We’ll help you structure it strategically to align with your long-term goals.

  • We offer customised lending solutions for businesses, including asset finance, cash flow loans, and structured debt, designed to support growth, equipment acquisitions, and cash flow management.

  • If you're looking to invest in property through your super, we offer expert guidance on SMSF loans that align with compliance requirements and long-term retirement strategies.